Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "Client," or "You") and QuantPillar Inc. ("QuantPillar," "We," "Us," or "Our") governing your access to and use of our enterprise platform, including QuantCore™, QuantVal™, QuantTerminal™, the National Innovation Index (NICI), and all related software, data, APIs, and services (collectively, the "Platform").

1. Scope of Services

QuantPillar operates an integrated financial intelligence and valuation ecosystem. The Platform encompasses:

• QuantCore™: Our proprietary data processing engine and AI models.
• QuantVal™: Automated and expert-assisted valuation methodologies and reporting tools.
• QuantTerminal™: Market intelligence dashboard, data visualization, and financial APIs.
• NICI (National Innovation Index): Proprietary economic scoring framework and ranking system.
• League Tables & Benchmarks: Comparative market data and industry performance metrics.

2. Intellectual Property Rights (Strictly Enforced)

2.1 Exclusive Ownership: You acknowledge and agree that QuantPillar retains all rights, title, and interest in and to the Platform and its underlying technology, including but not limited to:

• Source Code & Algorithms: All software code, logic, machine learning models, and algorithms powering QuantCore and NICI.
• Proprietary Data: The National Innovation Index (NICI) scores, League Table rankings, valuation multiples, and aggregated datasets.
• Methodologies: The specific financial models, valuation frameworks, and scoring criteria used within QuantVal.
• Trade Secrets: Confidential know-how, business logic, and technical architecture.
• Branding: The trademarks "QuantPillar," "QuantVal," "QuantCore," "QuantTerminal," and "NICI."

2.2 No Transfer of Rights: Nothing in these Terms grants you any right, title, or interest in the Platform or QuantPillar's IP, other than the limited license explicitly granted in Section 3.

3. License & Restrictions

3.1 Limited License: Subject to your compliance with these Terms and payment of applicable fees, QuantPillar grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your internal business purposes.

3.2 Prohibited Acts (Zero Tolerance): You strictly agree NOT to:

• Reverse Engineer: Decompile, disassemble, or attempt to derive the source code, underlying algorithms, or NICI scoring methodology.
• Copy or Clone: Build a competitive product or service using similar features, functions, or graphics of the Platform.
• Data Scraping: Use bots, scrapers, or automated means to extract data, NICI scores, or League Table rankings without a written API license.
• Unattributed Use: Publicly display QuantPillar data (e.g., in pitch decks or press releases) without clear attribution to "QuantPillar Inc."
• Resale: Sublicense, resell, or distribute the Platform or its data to third parties.

4. User Data & Strategic Data Use

4.1 Your Data: You retain ownership of the specific financial data and documents you upload ("User Data"). You grant QuantPillar a license to process this data to provide the Services.

4.2 Aggregated Intelligence: To power QuantCore™ and the National Innovation Index, you agree that QuantPillar may anonymize, aggregate, and analyze User Data. This "Aggregated Data" helps create industry benchmarks (e.g., "SaaS Multiples 2025") and refine our valuation algorithms. Aggregated Data is the exclusive property of QuantPillar and will never identify you or your specific financials.

5. Disclaimers & Professional Advice

• No Audit: Our services do not constitute an audit in accordance with GAAS. We rely on the accuracy of the data you provide.
• Tax & Legal: While our reports (including 409A and Section 85) are designed to be defensible and meet "Bona Fide" standards, we cannot guarantee the outcome of any audit by tax authorities (IRS, CRA). You should consult qualified counsel.
• Investment: NICI scores and League Tables are analytical tools, not investment recommendations or credit ratings.

6. Liability & Indemnity

6.1 Limitation of Liability: To the maximum extent permitted by law, QuantPillar shall not be liable for any indirect, special, or consequential damages. Our total liability is limited to the fees paid by you in the 12 months preceding the claim.

6.2 Indemnification: You agree to indemnify QuantPillar against any claims arising from your violation of these Terms or your misuse of the Platform.

7. Contact Information

For legal inquiries regarding these Terms, please contact:
QuantPillar Legal Team
Email: hello@quantpillar.com