Underwriting Is a Moment.
Your Portfolio Is Not.
QuantShield™ gives banks, credit unions, and private credit lenders a continuous, regulator-ready view of borrower and collateral health.
QuantShield reads live off the same verified financial identity your borrowers already maintain in Trust Link — not the covenant report they email you three weeks late.
Portfolio Diagnosis
The Two Pains Killing Your Portfolio Right Now
Root Cause, Borrower-Side
The Report Is Already Stale
Monthly or quarterly company-prepared financials are a standard covenant term. In practice that means a founder assembling a workbook by hand, formatting shifting month to month, and a submission that lands whenever it lands — often weeks after the period it describes.
By the time an analyst normalizes it for risk, it is describing a company that no longer exists.
Business Impact
Covenant drift surfaces after decision time has already compressed — reactive workouts instead of an early conversation.
Root Cause, Market-Side
Opaque Borrower Data
You cannot independently verify 409A valuations, cash-flow provenance, or scenario resilience. What arrives is self-reported. Diligence drags on for weeks while competitors close.
Business Impact
Slower deal flow. Higher WACC on funded deals. Valuation haircuts you absorb, not the borrower.
The Real Gap
The Gap Was Never Analysis.
Any bank can point a general AI agent at a PDF today. That is not the gap. The gap is the handoff between two organizations with no shared, verified source.
Agent on Your Side
Still waits for a human at the borrower to compile and send something. Faster reading of a late package is still a late package.
Agent on the Borrower's Side
Still produces a self-reported number you have no way to independently verify. Speed without provenance does not survive an exam.
QuantShield doesn't sit on top of that handoff. It removes it — because the record both sides already read is the same verified one, not a summary of whatever arrived in an inbox.
Resolution 01, Borrower-Side
QuantShield™ Continuous Monitoring
Real-time covenant tracking, cash-flow surveillance, and risk grading across your entire portfolio — read live off the Trust Link record, not the workbook that arrived three weeks late. Flag covenant drift 60+ days before breach, not after.
Early Warning, Not Post-Mortem.
Catch covenant drift 60+ days before breach.
Portfolio Health Monitor
| Borrower | Covenant Status | Runway (days) | Risk Grade | Action |
|---|---|---|---|---|
| Series-B SaaS Co. | Passing | 214 | A- | Monitor |
| Growth Fintech | Watch | 88 | B+ | Review Q3 |
| Pre-IPO Health | Breach risk | 41 | C+ | Workout call |
| Portfolio Avg | - | 131 | B | - |
Resolution 02, Market-Side
Trust Link™, Lender-Grade Proof
Shareable, investor-grade one-pager for every borrower. Always on, always updated; eliminate PDF ping-pong and stale decks.
- Shareable, always-current borrower snapshot
- QuantVal™-certified valuation baked in
- Audit-ready; no PDF ping-pong, no stale decks
To Protect Your Portfolio, You Need:
Real-time borrower health, not quarterly surprises
Credit committee packs in minutes, not weeks
Source-traced, timestamped data that holds under audit
Includes Standard Deliverables:
We turn every borrower's IP, growth metrics, and cash data into Lender-Grade Proof.
Measured ROI Impact
Default Risk Cut
32%–40%
Underwriting Time Saved
68%
Payback Period
4.8 mo
Portfolio Value Add
$226,726
per $10M facility
The Result
Defaults drop. Committees approve faster. Borrowers become advocates.
Cost of Waiting
What each delayed quarter costs your book.
QuantShield™ FAQs
Your Borrowers' Books Never Close. Why Does Your Monitoring?
Ready to See Your Portfolio Through a Sharper Lens?
Every alert and revaluation carries a traceable record — built for the exam, not assembled for it afterward. Full exception register and audit trail available under NDA during a private briefing.